A Quick Guide on How to Apply for Health Card
If you ask yourself, how important is health in your life, you will probably say it is the topmost priority or among your top three priorities. So, if it is so important, why don’t you opt for a health card? It is the latest in the health care business and it brings it a lot of conveniences. You can choose it from Bajaj Finserv which is a top-rated health card provider.
What is a Health Card?
The world today has become a digitalized one. Along with digitalization come various benefits. One such benefit is that of a health card. The basic understanding of a health card is that it contains your personal information along with your health insurance details. It becomes too convenient when the time comes to claim your health insurance as all the relevant information is digitally stored in it. Even for the service provider, it becomes a simple task to go on with the documentation as all necessary information is present in a matter of a few clicks. It is the answer for you to pay your pharmacy, diagnostic and medical bills when you are admitted for health issues in a hospital.
Information Present in a Health Card
The health card will contain your personal details like your name and UID number and contact information address, phone number, emergency phone number, email id). Along with this information, it will also contain details of your health insurance policy which includes the – policy name, the company from which the health policy is, the policy number of the health policy, the sum assured in the health policy, etc. The card will be individualistic to everyone and hence shall be unique to anyone holding it. Some providers provide separate health cards for a family health insurance coverage while some provide just a single one.
How to Apply for a Health Card?
A health card can help you to treat various health issues like slimming treatments, surgeries, dental treatments, etc. The cards of the various companies have tie-ups in thousands of centers across hundreds of cities. The process of applying for a health card is very simple. You need to go to the official website of the company you have chosen to take a health card from. Click on the health card apply button and fill the form with the basic information required. Check out the various offers available and choose the best plan for yourself and your family. Pay the required fees and register yourself to get the health card. Many health card providers have their apps too which you can download on your phone. This makes it one of the best ways for people to take of their physical and mental health.
Benefits of a Health Card
A health card has many benefits which include the following
Minimum Documentation
Companies provide the health card with minimum documentation. Companies like Bajaj Finserv provide health cards with zero documentation. The application process is hence hassled-free.
A Pre-Approved Amount
There are various plans each with a pre-approved amount. You can select the plan according to your needs. Go through the details of the various plans before selecting the plan.
One Time Joining Fees
After completing the application process, you just need to pay a one-time joining fee. There are no quarterly or yearly fees. Most companies follow this procedure only.
No Cost EMI Options Up to a Certain Limit
The expenditure you do on your health card can be paid up at no cost EMI up to a certain limit. Above the limits, there is a small interest added to the EMI which is paid in installments.
Digital Card Which Has Instant Activation
The health card that you take from any company is completely digital and will be instantly activated. As a result, you can start using your health card as soon as you get it.
A Single Card for the Whole Family
If you have opted for family coverage while applying for your health card, you will have a digital health card that can be used by all members of the family. The medical coverage can be utilized by all members of the family as and well needed. As a result, there is no hassle for all members to get their own medical plans and individual cards.
Exclusive Offers are Available
Most companies when offering a health card have various exclusive offers running too. You can avail of these offers if it suits you. For example, Bajaj Finserv offers a complimentary personal accident offer of up to 1 lac with its health card.
Tenor Up to 24 Months to Pay for the Medical Bills
The amount you have used can be paid in EMIs for 24 months for most companies. Hence, there is no financial burden to pay off the amount at one go. It makes life easier.
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Convenience
Having access to a health card is very convenient. It can easily be carried in your wallet or purse. You can carry it along with you while traveling and use it if the need arises. It works for hundreds of ailments in hundreds of cities across the country with tie-ups in thousands of hospitals and medical centers.
